Buying

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Buying Study: Buying may outpace renting in Florida A 10-year rent-vs.-buy analysis found projected homeowner equity topped renter investment returns in five Florida markets, led by Miami. Buying in Florida may offer a long-term wealth advantage over renting in several major markets, even when renters invest the money they would have spent on ownership, according to a new analysis. AD Mortgage’s 2026 “10-Year Rent […]
Buying Florida Remains a Top State for Retirees Florida continues to attract retirees with tax savings and lifestyle benefits, even as affordability challenges shape retirement decisions. TALLAHASSEE, Fla. — With an ever-changing economy and real estate market, where should retirees go to sit back and relax? The Sunshine State is still among top options. According to a CareScout study, Florida made the list […]
Buying Gen Z Finding Creative Paths to Buy Homes By Carmen Chai Adults age 23 to 28 are outpacing earlier generations by using incentives, builder deals, family help and affordable markets to purchase homes sooner than expected. NEW YORK – Shaky employment rates, affordability issues, high interest rates — despite these headwinds, Gen Z is quietly rewriting the narrative around homeownership. Born between the […]
Buying Good vs. Bad Debt: What Buyers Should Know By Leah Daniels Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday loans can strain budgets if not repaid quickly. NEW YORK — Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you […]
Buying Lender Shopping Could Save Up to $44,000 Realtor.com’s analysis of two million loans also shows improving a credit score and boosting the down payment can offset market factors in shaping mortgage costs. AUSTIN, Texas — Mortgage rates may move with the market, but a new Realtor.com analysis of nearly two million mortgage originations shows that borrowers can play a bigger role in […]
Buying Saving for Short-, Medium- and Long-Term Goals Saving for Short-, Medium- and Long-Term Goals Saving for a home starts with covering basics like emergency funds and debt, then building a down payment fund through budgeting and smart savings tools. NEW YORK — Staying motivated to save for an upcoming vacation with friends or a wedding may be easier than doing so for […]
Buying What to Know When Hiring Movers By Tim Siniard Moving can be smooth with the right prep. Book early, hire licensed movers, avoid large deposits, protect your home and keep a detailed packing list. NEW YORK – Summer is peak season for buying and selling homes — and with that, comes the not-so-glamorous reality of packing boxes, hauling furniture and discovering […]
Buying What Mortgage Escrow Really Covers By Deborah Kearns Escrow accounts cover your property taxes and insurance. Most lenders require them, but waivers may be available if you meet lender criteria. NEW YORK – Question: I’m about to buy a new house and would like to know more about escrow accounts. What are they, how do they work and am I required […]
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Buying How to Lend Money to Family Members Lending money to adult children for a house can work well if you create a written agreement, charge interest and understand the risks. Gifting is another option. NEW YORK — Question: My son and daughter-in-law would like us to lend them money to make a down payment on a house. How do we do this, and […]
Buying Tips for Locking In Lower Mortgage Rates Tips for Locking In Lower Mortgage Rates With mortgage rates hovering in the 6% to 7% range, many new buyers are looking for creative ways to save money. Temporary buydowns may be the answer. NEW YORK – Mortgage rates may decline when the U.S. Federal Reserve begins reducing benchmark interest rates, but home prices are […]

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