Buying

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Buying Saving for Short-, Medium- and Long-Term Goals Saving for Short-, Medium- and Long-Term Goals Saving for a home starts with covering basics like emergency funds and debt, then building a down payment fund through budgeting and smart savings tools. NEW YORK — Staying motivated to save for an upcoming vacation with friends or a wedding may be easier than doing so for […]
Buying What to Know When Hiring Movers By Tim Siniard Moving can be smooth with the right prep. Book early, hire licensed movers, avoid large deposits, protect your home and keep a detailed packing list. NEW YORK – Summer is peak season for buying and selling homes — and with that, comes the not-so-glamorous reality of packing boxes, hauling furniture and discovering […]
Buying What Mortgage Escrow Really Covers By Deborah Kearns Escrow accounts cover your property taxes and insurance. Most lenders require them, but waivers may be available if you meet lender criteria. NEW YORK – Question: I’m about to buy a new house and would like to know more about escrow accounts. What are they, how do they work and am I required […]
Buying How to Lend Money to Family Members Lending money to adult children for a house can work well if you create a written agreement, charge interest and understand the risks. Gifting is another option. NEW YORK — Question: My son and daughter-in-law would like us to lend them money to make a down payment on a house. How do we do this, and […]
Buying Tips for Locking In Lower Mortgage Rates Tips for Locking In Lower Mortgage Rates With mortgage rates hovering in the 6% to 7% range, many new buyers are looking for creative ways to save money. Temporary buydowns may be the answer. NEW YORK – Mortgage rates may decline when the U.S. Federal Reserve begins reducing benchmark interest rates, but home prices are […]
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